Hail Damage Insurance Claims: Filing and Handling Tips

After an extreme weather event has hit your location, always hire a professional to check your home for storm damage. If you need repairs, be sure not to delay them to avoid costly repairs in the future. Moreover, one thing you may need to do after a hailstorm is filing an insurance claim. 

Read on for tips on how to file and handle one. 

Contact Your Roofer and Insurer Immediately

If your roof has been affected by hail damage, contact your local roofer and insurance provider immediately. Following a weather event, contractors and insurance companies are usually busy and work on a first come, first served basis. Also, your insurer may have a deadline for filing claims after a storm. 

Even if your roof or siding appears fine, it’s still a good idea to get a professional inspection. Hail damage is not always visible, and, sometimes, you’ll only notice it when water is already leaking into your home.

Gather All Necessary Information

Take photos of hailstones you may see around your property, and place a measuring tape or ruler and an object of similar size beside it. Take as many pictures of the affected areas of your home as possible. Also, jot down the exact date and time that the storm occurred. Aside from your roof, siding and gutters, also check any outdoor equipment, such as air conditioners for damage. 

Obtain Multiple Quotes and Negotiate With Your Insurer

You don’t need to accept the first claim check your insurance provider offers, especially if the amount is unreasonable for the repairs you need. To help you negotiate with your insurer, get multiple quotes from different contractors. You can also hire an independent adjuster to help you. 

Let The Badger Company handle your storm damage repair needs. We also offer residential and commercial siding installation services. Call us at (608) 850-6282, or fill out our contact form to schedule a free consultation.